Spinania KYC & AML Policy

Spinania applies KYC and AML procedures to verify the identity of each account holder, prevent fraud, and counter all forms of financial crime on the platform. These processes support a secure and compliant environment built on clear, verifiable standards.

• Fair play: All users operate under equal conditions, with no tolerance for manipulation or abuse.
• User safety: Robust identity checks and account protection measures reduce the risk of fraud and unauthorised access.
• Transparency: Users are informed of their obligations and the procedures applied to their accounts.
• Regulatory compliance: All operations meet the requirements established by Spanish and European authorities governing online gaming and financial conduct.

Every new user registered on Spinania must complete an ID verification process before accessing full platform features, including withdrawals and certain gameplay options. The following categories of documentation may be requested at any stage of the verification process:

• Government-issued photo identification: A valid national identity document, passport, or equivalent official document confirming the account holder’s identity.
• Proof of address: A recent utility bill, bank statement, or official correspondence confirming the user’s registered residential address.
• Payment method confirmation: Documentation verifying ownership of the payment instrument used for deposits or withdrawals, in accordance with applicable security measures.
• Additional supporting documents: In certain cases, supplementary materials may be requested to complete due diligence in line with regulatory requirements.

Spinania enforces a comprehensive set of controls to prevent money laundering, terrorism financing, and any other form of illegal financial activity on its platform. These controls are applied consistently and updated in accordance with current regulatory requirements.

• Transaction monitoring: All financial activity is subject to continuous review to identify patterns inconsistent with normal user behaviour.
• Automated detection systems: Dedicated tools flag suspicious activity and unusual account conduct in accordance with predefined risk thresholds.
• Enhanced due diligence: Additional scrutiny is applied in high-risk situations, including large transactions, high-volume activity, or accounts presenting elevated risk indicators.
• Review of large and unusual transfers: Deposits or withdrawals that fall outside standard parameters are subject to further investigation before processing.
• Risk scoring: Each account is assigned a risk profile that is updated dynamically based on behaviour, transaction history, and other relevant factors.
• Sanctions and PEP screening: All users are checked against applicable sanctions lists and databases of Politically Exposed Persons (PEPs) at registration and on an ongoing basis.
• Reporting obligations: Where legally required, Spinania reports suspicious activity to the competent Spanish authorities, including SEPBLAC (the Spanish Executive Service of the Commission for the Prevention of Money Laundering and Monetary Offences).

Certain actions are strictly prohibited on Spinania’s platform in support of KYC and AML compliance. Any user found to have engaged in the following conduct will be subject to immediate enforcement measures.

• Operating multiple accounts: Creating or using more than one account per individual is not permitted under any circumstances.
• Submitting fraudulent documentation: The use of forged, altered, or stolen documents during the document submission process constitutes a serious violation.
• Attempting to launder funds: Any conduct designed to introduce, conceal, or transfer proceeds of illegal activity through the platform is strictly forbidden.
• Manipulating platform systems: Exploiting technical vulnerabilities, software errors, or operational gaps to gain an unfair advantage is prohibited.
• Transferring or selling account access: Sharing, lending, or selling account credentials to a third party is not permitted under any account protection policy.
• Using payment instruments belonging to others: Only payment methods registered in the account holder’s own name may be used for deposits or withdrawals.
• Misrepresenting personal data: Providing false, incomplete, or misleading personal information at any stage of the registration or verification process is a violation of platform rules and applicable law.

Any breach of Spinania’s KYC or AML obligations will result in enforcement action proportionate to the nature and severity of the violation. Measures that may be applied include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or associated winnings, and reporting to the competent Spanish authorities where applicable.

All users registered on Spinania are required to provide accurate, complete, and up-to-date personal data at all times throughout their account lifecycle. Verification requests must be completed within the timeframes specified by the platform, and failure to do so may result in temporary restrictions on account activity. Users are also obligated to respond promptly to any request for additional documentation submitted as part of ongoing due diligence or transaction monitoring procedures. All payment methods used on the platform must be registered exclusively in the account holder’s own name, with no exceptions permitted. In the event that a user becomes aware of suspicious activity connected to their account or the platform, they are expected to report this to Spinania’s compliance team without delay.

Spinania is committed to upholding fair play and transparency across all aspects of its operations, ensuring that every user benefits from a safe, equitable, and well-regulated environment. The following principles guide the platform’s approach to compliance and user protection:

• Compliance with KYC and AML standards: All procedures are maintained in accordance with current Spanish and European regulatory requirements.
• Confidentiality and protection of personal data: All information submitted during the document submission and verification process is handled in strict confidence and in line with applicable data protection legislation.
• Ongoing monitoring for suspicious activity: Transaction monitoring and behavioural analysis are conducted continuously to identify and address potential risks.
• Prevention of manipulation and unfair conduct: Security measures are in place to detect and prevent any form of platform abuse or dishonest behaviour.
• User support on safety matters: Users may contact Spinania’s compliance and support teams for guidance on identity check procedures, account protection, or any related concern.
• Shared responsibility: Maintaining platform integrity is a collective obligation. Users, staff, and management each play a role in upholding the standards set by the platform’s compliance framework.
• Equal conditions for all users: Regulatory requirements apply uniformly to every registered account holder, with no exceptions based on account status, deposit level, or activity history.